{"id":902,"date":"2024-12-20T22:20:55","date_gmt":"2024-12-20T22:20:55","guid":{"rendered":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/?page_id=902"},"modified":"2024-12-20T22:53:32","modified_gmt":"2024-12-20T22:53:32","slug":"california-privacy-policy","status":"publish","type":"page","link":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/california-privacy-policy\/","title":{"rendered":"California Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"902\" class=\"elementor elementor-902\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f16e3a4 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f16e3a4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c47cb8d\" data-id=\"c47cb8d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8130476 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8130476\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-47f2be0\" data-id=\"47f2be0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a2b536c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a2b536c\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">California Privacy Policy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e346698 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e346698\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf0ed9b\" data-id=\"bf0ed9b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c2646a elementor-widget elementor-widget-text-editor\" data-id=\"0c2646a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This California Privacy Policy contains disclosures required by the California Consumer Privacy Act (\u201cCCPA\u201d) and applies only to \u201cpersonal information\u201d that is subject to that law. Most of our data collection, use, and sharing practices are governed by our Gramm-Leach-Bliley Privacy Policy. However, if you are a California resident, the CCPA may apply to our Services as they relate to business products featured on our site (for example, business credit cards and small business loans). This California Privacy Policy should be read in conjunction with the\u00a0<strong>Onboard Money Privacy Policy <\/strong>and\u00a0<strong>Onboard Money Terms of Use<\/strong>, which are incorporated herein by reference.<br \/><br \/><strong>Personal Information We Collect, Disclose for a Business Purpose, and Sell<br \/><\/strong>We collect categories of personal information about California consumers identified in the chart below and use and disclose this information to third parties for business or commercial purposes. As is common among online businesses, we allow certain third parties\u2014including unaffiliated business partners, advertising networks, analytics providers, and other advertising providers\u2014to directly collect information about your online activities on the Site and across browsers and devices using cookies, web beacons, mobile advertising identifiers, and other technologies. These third parties may use this information to display advertisements tailored to your interests and preferences, conduct ad measurement and site analytics, detect and prevent fraud, or perform their own business purposes. The collection of this information by some third parties may constitute a \u201csale\u201d of personal information as defined under the CCPA. For more information, review the &#8220;Third-Party Web Beacons and Third-Party Buttons&#8221; section of the\u00a0<strong style=\"font-size: 16px;\">Onboard Money Privacy Policy<\/strong><span style=\"font-size: 16px;\">, or see the &#8220;Your Rights Regarding Personal Information&#8221; section below to learn how to opt out of personal information sharing that constitutes a sale.<\/span><\/p><p><strong>Categories of Personal Information<\/strong><\/p><table><tbody><tr><td><p><strong>Categories of Information<\/strong><\/p><\/td><td><p><strong>Categories of Sources<\/strong><\/p><\/td><td><p><strong>Business or Commercial Purposes<\/strong><\/p><\/td><td><p><strong>Disclosed to Categories of Third Parties<\/strong><\/p><\/td><\/tr><tr><td><p>Personal and online identifiers<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><tr><td><p>Sensitive Personal Information<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><tr><td><p>Characteristics of protected classifications<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><tr><td><p>Commercial or transaction information<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><tr><td><p>Internet or electronic network activity<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><tr><td><p>Geolocation information<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><tr><td><p>Professional or employment-related data<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><tr><td><p>Education information<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><tr><td><p>Inferences about predicted preferences<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><tr><td><p>Other linked personal information<\/p><\/td><td><p>All categories listed below<\/p><\/td><td><p>All purposes listed below<\/p><\/td><td><p>All categories listed below<\/p><\/td><\/tr><\/tbody><\/table><ol><li><strong> Categories of Sources<\/strong><\/li><\/ol><p>We collect personal information directly from you. At your direction, we may also receive credit reports or scores from consumer reporting agencies such as TransUnion or Equifax, or third-party services that allow information sharing through application program interfaces (APIs), such as Facebook Connect or Twitter API. You may enable us to collect personal information from financial accounts you maintain with third-party financial institutions. Additionally, we may collect personal information using automated tools (e.g., cookies) as described elsewhere in this policy.<\/p><ol><li><strong> Why We Collect, Use, and Share California Information<\/strong><\/li><\/ol><p>We use and disclose personal information for business and commercial purposes as outlined in this Privacy Policy.<\/p><ul><li><strong>Commercial purposes<\/strong>\u00a0include marketing, advertising, authentication, fraud prevention, fulfillment services, and fulfilling customer requests.<\/li><li><strong>Business purposes<\/strong>, as defined by the CCPA, include: audits; legal compliance; detecting fraud and security incidents; debugging systems; processing orders and payments; internal operations; and improving our Services.<\/li><\/ul><p>We disclose this personal information to service providers, lending partners, referral partners, credit reporting agencies, advertising networks, data analytics providers, and social networks. Third parties may collect data through cookies for behavioral advertising or ad campaign measurement.<\/p><ol><li><strong> Your Rights Regarding Personal Information<\/strong><\/li><\/ol><p>California residents have the following rights regarding their personal information:<\/p><ol><li><strong>Right to know<\/strong>\u00a0the categories and specific pieces of personal information collected, shared, or sold.<\/li><li><strong>Right to delete<\/strong>\u00a0personal information collected.<\/li><li><strong>Right to opt-out<\/strong>\u00a0of sales or sharing of personal information.<\/li><li><strong>Right to correct<\/strong>\u00a0inaccurate personal information.<\/li><li><strong>Right to limit<\/strong>\u00a0the use of sensitive personal information.<\/li><li><strong>Right to data portability.<\/strong><\/li><li><strong>Right not to be discriminated against<\/strong>\u00a0for exercising your rights.<\/li><\/ol><ol><li><strong> Retention of Personal Information<\/strong><\/li><\/ol><p>We retain personal information as long as necessary to comply with legal obligations, fulfill customer requests, and operate our business effectively. If you request deletion, certain information may still be retained to comply with laws, defend legal claims, or prevent fraud.<\/p><ol><li><strong> How to Exercise Your California Consumer Rights<\/strong><\/li><\/ol><p>To exercise your rights to request, know, or delete:<\/p><ul><li>Visit our Privacy Preferences page.<\/li><li>Email us at\u00a0<strong>privacy@onboardmoney.com<\/strong>\u00a0with the subject \u201cCCPA Request\u201d and include the right you\u2019re exercising.<\/li><li>Submit a request via our support center at <strong>support@onboardmoney.com<\/strong>.<\/li><\/ul><p>To opt out of the sale or sharing of personal information:<\/p><ol><li>Use the cookie banner management tool on our websites.<\/li><li>Visit\u00a0<strong>privacyrights.info<\/strong>\u00a0to opt out of third-party sales.<\/li><li>Adjust ad personalization settings through Google (visit\u00a0<strong>myaccount.google.com\/data-and-personalization<\/strong>).<\/li><\/ol><ol><li><strong> Verification Process and Authorized Agents<br \/><\/strong>We may need additional information to verify your identity when processing requests. Authorized agents must provide written authorization and verify their identity.<\/li><\/ol><ol><li><strong> Minors&#8217; Right to Opt-In<br \/><\/strong>We do not knowingly sell personal information of individuals under 16 years old.<\/li><\/ol><ol><li><strong> Small Business Loan Information<br \/><\/strong>If you provide personal information to request small business loans from our partners, this disclosure is not considered a \u201csale\u201d under the CCPA.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>California Privacy Policy This California Privacy Policy contains disclosures required by the California Consumer Privacy Act (\u201cCCPA\u201d) and applies only [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-902","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-json\/wp\/v2\/pages\/902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-json\/wp\/v2\/comments?post=902"}],"version-history":[{"count":11,"href":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-json\/wp\/v2\/pages\/902\/revisions"}],"predecessor-version":[{"id":1007,"href":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-json\/wp\/v2\/pages\/902\/revisions\/1007"}],"wp:attachment":[{"href":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-json\/wp\/v2\/media?parent=902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}