{"id":2829,"date":"2025-02-12T02:26:18","date_gmt":"2025-02-12T02:26:18","guid":{"rendered":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/?page_id=2829"},"modified":"2025-02-12T02:47:53","modified_gmt":"2025-02-12T02:47:53","slug":"sofi","status":"publish","type":"page","link":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/sofi\/","title":{"rendered":"SoFi"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2829\" class=\"elementor elementor-2829\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-04aa49f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"04aa49f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19a8938\" data-id=\"19a8938\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8771173 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8771173\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-646b29f\" data-id=\"646b29f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83505ec elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"83505ec\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">SoFi <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2fe9607 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2fe9607\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f28ed8\" data-id=\"7f28ed8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f6dbcf elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2f6dbcf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SoFi Review 2025: Checking and Savings\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b4d0eb elementor-widget elementor-widget-text-editor\" data-id=\"0b4d0eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The SoFi\u00ae combination checking and savings account features a high APY, no monthly or overdraft fees and good remote customer service options.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d716f9e elementor-widget elementor-widget-text-editor\" data-id=\"d716f9e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ad828f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ad828f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b313303\" data-id=\"b313303\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e11854 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7e11854\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-55395d3\" data-id=\"55395d3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12cc667 elementor-widget__width-auto elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"12cc667\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.sofi.com\/banking-2-dr\/?clickId=2VTxPyXuoxyKWDKVqSXDxUk-UkszUgQNP1aH0E0&#038;irgwc=1&#038;adId=1298415&#038;adName=SoFi%20Checking%20%26%20Savings%20-%20NW%20-%20Savings%20Placements&#038;partnerId=170911&#038;partnerName=Nerdwallet%2C%20Inc&#038;adTarget=bank&#038;partnerType=Affiliate&#038;adDepartment=BD&#038;sharedId=&#038;ami=&#038;programId=11190&#038;utm_source=impact&#038;utm_medium=affiliates&#038;utm_campaign=SoFi%20Checking%20%26%20Savings%20-%20NW%20-%20Savings%20Placements\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"921\" height=\"333\" src=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1.png\" class=\"attachment-full size-full wp-image-2831\" alt=\"\" srcset=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1.png 921w, https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1-300x108.png 300w, https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1-768x278.png 768w\" sizes=\"(max-width: 921px) 100vw, 921px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecc6aae elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"ecc6aae\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.sofi.com\/banking-2-dr\/?clickId=2VTxPyXuoxyKWDKVqSXDxUk-UkszUgQNP1aH0E0&#038;irgwc=1&#038;adId=1298415&#038;adName=SoFi%20Checking%20%26%20Savings%20-%20NW%20-%20Savings%20Placements&#038;partnerId=170911&#038;partnerName=Nerdwallet%2C%20Inc&#038;adTarget=bank&#038;partnerType=Affiliate&#038;adDepartment=BD&#038;sharedId=&#038;ami=&#038;programId=11190&#038;utm_source=impact&#038;utm_medium=affiliates&#038;utm_campaign=SoFi%20Checking%20%26%20Savings%20-%20NW%20-%20Savings%20Placements\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e66f8c elementor-widget elementor-widget-heading\" data-id=\"8e66f8c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">at SoFi Bank, N.A., Member FDIC\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-67051e4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67051e4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a7fdbfa\" data-id=\"a7fdbfa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bdda1d elementor-widget elementor-widget-heading\" data-id=\"2bdda1d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Savings<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3c8a2b6\" data-id=\"3c8a2b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0c053e elementor-widget elementor-widget-rating\" data-id=\"e0c053e\" data-element_type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"4.5\" role=\"img\" aria-label=\"Rated 4.5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\" style=\"--e-rating-icon-marked-width: 50%;\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-39a499c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39a499c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c2804e3\" data-id=\"c2804e3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10d893d elementor-widget elementor-widget-heading\" data-id=\"10d893d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Checking<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-13b9c58\" data-id=\"13b9c58\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c5c39f8 elementor-widget elementor-widget-rating\" data-id=\"c5c39f8\" data-element_type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8a2d3de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a2d3de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d1ba735\" data-id=\"d1ba735\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1143a69 elementor-widget elementor-widget-heading\" data-id=\"1143a69\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Customer experience<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-eff3405\" data-id=\"eff3405\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-341deb9 elementor-widget elementor-widget-rating\" data-id=\"341deb9\" data-element_type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"4.9\" role=\"img\" aria-label=\"Rated 4.9 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\" style=\"--e-rating-icon-marked-width: 90%;\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b6f670d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6f670d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0890d51\" data-id=\"0890d51\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-974a265 elementor-widget elementor-widget-heading\" data-id=\"974a265\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Overdraft fees<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ae86c86\" data-id=\"ae86c86\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46e63cf elementor-widget elementor-widget-rating\" data-id=\"46e63cf\" data-element_type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ac60d28\" data-id=\"ac60d28\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-962a9af elementor-widget elementor-widget-text-editor\" data-id=\"962a9af\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"MuiTypography-root MuiTypography-smallHeadline css-1qpby0h\">The bottom line:<\/span><\/p><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Financial services company SoFi gained its bank charter in 2022 and launched a combination checking and savings account, which is not a common offering. SoFi Bank, N.A. offers some of the best rates available, no monthly fees and a solid free overdraft coverage program for customers who qualify. To earn SoFi\u2019s highest rate on its savings account \u2014 one of NerdWallet\u2019s picks for best high-yield online savings \u2014 requires either meeting a steep minimum deposit each month or other qualifying activities.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Though this account is a combo account, we&#8217;ve covered the checking and savings portions separately since money held in the different parts of the account can earn different annual percentage yields.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Here\u2019s a quick look at SoFi\u2019s APYs:<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\"><strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">Checking account:<\/strong> 0.50% APY. <strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">Savings account without either SoFi Plus or $5,000 in monthly deposits:<\/strong> 1.00% APY. <strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">Savings account enrolled in SoFi Plus with direct deposit, a paid SoFi Plus subscription, or $5,000 in monthly deposits:<\/strong> 3.80% APY.<\/p><\/div><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\"><strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">Best for:<\/strong> Those who want to earn high interest, don\u2019t need to deposit cash often and don\u2019t mind using customer service online or by phone instead of at bank branches.<\/p><\/div><\/div><div class=\"MuiGrid2-root MuiGrid2-container MuiGrid2-direction-xs-row MuiGrid2-spacing-xs-2 css-afw938\"><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-sm-6 css-1w6dufj\"><span class=\"MuiTypography-root MuiTypography-smallHeadline css-1qpby0h\">Pros<\/span><ul class=\"MuiList-root MuiList-padding css-yrkwzc\"><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">No overdraft fees.<\/li><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">No monthly fees.<\/li><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">Competitive rate on savings account.<\/li><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">Large, free, nationwide ATM network.<\/li><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">Early direct deposit.<\/li><\/ul><\/div><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-sm-6 css-1w6dufj\"><span class=\"MuiTypography-root MuiTypography-smallHeadline css-1qpby0h\">Cons<\/span><ul class=\"MuiList-root MuiList-padding css-yrkwzc\"><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">No branch access.<\/li><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">Fees for cash deposits.<\/li><\/ul><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bbc9a63 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bbc9a63\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8605bc2\" data-id=\"8605bc2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-77ac989 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77ac989\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-eee41c3\" data-id=\"eee41c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06c2d43 elementor-widget elementor-widget-heading\" data-id=\"06c2d43\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What the Nerds think<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc990c5 elementor-widget elementor-widget-text-editor\" data-id=\"dc990c5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"MuiBox-root css-k12md8\"><div class=\"MuiBox-root css-409f0x\"><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">&#8220;I\u2019m all about making it easy to save money, so I appreciate how SoFi helps you put your savings on autopilot. You can sign up for automatic features, like rounding up debit card purchases to the nearest dollar and saving the spare change, or the &#8216;set it and forget it&#8217; feature that puts a part of your paycheck into savings each time you get paid. You&#8217;ll need to be comfortable banking online, though, since there aren&#8217;t any branches. But there are also no monthly fees and both your savings and checking balances earn interest.&#8221;<\/p><\/div><\/div><\/div><div class=\"MuiBox-root css-0\">\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-46d1af3\" data-id=\"46d1af3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8120ae3 elementor-widget elementor-widget-image\" data-id=\"8120ae3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"158\" height=\"158\" src=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/Margarette-Burnette-105x105-1.webp\" class=\"attachment-large size-large wp-image-2832\" alt=\"\" srcset=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/Margarette-Burnette-105x105-1.webp 158w, https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/Margarette-Burnette-105x105-1-150x150.webp 150w\" sizes=\"(max-width: 158px) 100vw, 158px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b80818f elementor-widget elementor-widget-text-editor\" data-id=\"b80818f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Margarette Burnette, Banking Senior Writer<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-899f5b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"899f5b3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b7b61f1\" data-id=\"b7b61f1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f4875c5 elementor-widget elementor-widget-heading\" data-id=\"f4875c5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Savings<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eb9a158 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb9a158\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c2c541b\" data-id=\"c2c541b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62d35c9 elementor-widget elementor-widget-image\" data-id=\"62d35c9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"921\" height=\"333\" src=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1.png\" class=\"attachment-large size-large wp-image-2831\" alt=\"\" srcset=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1.png 921w, https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1-300x108.png 300w, https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1-768x278.png 768w\" sizes=\"(max-width: 921px) 100vw, 921px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e5d5328\" data-id=\"e5d5328\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-603741c elementor-widget elementor-widget-text-editor\" data-id=\"603741c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"MuiTypography-root MuiTypography-inherit MuiLink-root MuiLink-underlineHover css-kuwbku\" href=\"https:\/\/www.nerdwallet.com\/redirect\/473eb46a-aefa-11ec-be17-4b2c08a5fefe?finish_type=external_application&amp;link_type=OFFER_NAME&amp;monetizable=yes_assumed&amp;element_position=0&amp;source_url=https%3A%2F%2Fwww.nerdwallet.com%2Freviews%2Fbanking%2Fsofi&amp;anonymous_id=38ccd389-d679-4021-8005-917541c44dfa&amp;sku_id=473eb46a-aefa-11ec-be17-4b2c08a5fefe&amp;sku_impression_id=a5fe98f0-1623-42a7-b9d8-136257d78d96&amp;impression_pageview_id=a6f3b87c-746b-43a9-8e71-936afa8dd412&amp;impression_page_url=https%3A%2F%2Fwww.nerdwallet.com%2Freviews%2Fbanking%2Fsofi&amp;impression_page_name=banking_review&amp;impression_section=full_review_section&amp;impression_position=0&amp;cta_type=OFFER_NAME&amp;calling_deployable_name=wealth-core&amp;calling_deployable_version=1.0.0&amp;destination_url=https%3A%2F%2Fwww.nerdwallet.com%2Fredirect%2F473eb46a-aefa-11ec-be17-4b2c08a5fefe&amp;shopping_finish_id=373e121935614166bf8dbad71a8da99d\" target=\"_blank\" rel=\"noopener sponsored\">SoFi Checking and Savings<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f49217 elementor-widget elementor-widget-text-editor\" data-id=\"3f49217\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"MuiTypography-root MuiTypography-body1 css-1m8xgil\" aria-label=\"\">APY<br \/><span style=\"font-size: 16px;\">4.80%<br \/>With $0 min. balance for APY<\/span><\/p><p class=\"MuiTypography-root MuiTypography-body1 css-1m8xgil\" aria-label=\"\">Bonus<br \/><span style=\"font-size: 16px;\">$300<br \/><\/span>Earn up to $300 with direct deposit.<br \/>Terms apply.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed71556 elementor-widget elementor-widget-text-editor\" data-id=\"ed71556\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">By meeting certain requirements, you\u2019ll earn a higher rate on your savings balance than you would otherwise. SoFi pays a competitive 3.80% APY on the savings balance for customers who do one of the following:<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><ul class=\"MuiBox-root css-1prafhs\"><li class=\"MuiBox-root css-1oa60oz\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Enroll in SoFi Plus and set up direct deposit in any amount.<\/p><\/div><\/li><li class=\"MuiBox-root css-1oa60oz\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Deposit a total of at least $5,000 every 30 days into their account using other accepted methods.<\/p><\/div><\/li><li class=\"MuiBox-root css-1oa60oz\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Pay the $10 SoFi Plus subscription fee every 30 days.<\/p><\/div><\/li><\/ul><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">$5,000 is a steep requirement, and that\u2019s necessary every 30 days in order to qualify for the higher APY unless you set up SoFi Plus with direct deposit or pay for a SoFi Plus subscription. It seems that setting up SoFi plus with direct deposit \u2014 for which there\u2019s no minimum requirement \u2014 is probably more feasible for most people. Other online savings accounts may offer a comparable APY without any requirements.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">If a customer hasn\u2019t met the requirements, then they will earn 1.00% on their savings account balance, with no balance minimums or limits. While that\u2019s much lower than SoFi\u2019s maximum rate, it still beats the national savings average of 0.41% APY.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\"><strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">Savings features.<\/strong> The savings account also comes with Vaults, which are subaccounts that can be designated for different savings goals. If a customer has at least one Vault, they can also set up an automatic savings program called Roundups, which allows SoFi to round up debit card purchases to the nearest dollar and deposit the difference into a Vault of the customer\u2019s choice. These features can help make it easier to organize your money and manage your finances.<\/p><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1842766 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1842766\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e87e7c\" data-id=\"3e87e7c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c3e2e3 elementor-widget elementor-widget-heading\" data-id=\"3c3e2e3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Checking<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-24e62e4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"24e62e4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-76a1c4d\" data-id=\"76a1c4d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1dc0be9 elementor-widget elementor-widget-image\" data-id=\"1dc0be9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"921\" height=\"333\" src=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1.png\" class=\"attachment-large size-large wp-image-2831\" alt=\"\" srcset=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1.png 921w, https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1-300x108.png 300w, https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/sofi-1-768x278.png 768w\" sizes=\"(max-width: 921px) 100vw, 921px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0514d0d\" data-id=\"0514d0d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f8bd00 elementor-widget elementor-widget-text-editor\" data-id=\"1f8bd00\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"MuiTypography-root MuiTypography-body1 css-1totgud\"><a class=\"MuiTypography-root MuiTypography-inherit MuiLink-root MuiLink-underlineHover css-kuwbku\" href=\"https:\/\/www.sofi.com\/banking-2-dr\/?clickId=2VTxPyXuoxyKWDKVqSXDxUk-UkszUlV5P1aH0E0&amp;irgwc=1&amp;adId=1298415&amp;adName=SoFi%20Checking%20%26%20Savings%20-%20NW%20-%20Savings%20Placements&amp;partnerId=170911&amp;partnerName=Nerdwallet%2C%20Inc&amp;adTarget=bank&amp;partnerType=Affiliate&amp;adDepartment=BD&amp;sharedId=&amp;ami=&amp;programId=11190&amp;utm_source=impact&amp;utm_medium=affiliates&amp;utm_campaign=SoFi%20Checking%20%26%20Savings%20-%20NW%20-%20Savings%20Placements\" target=\"_blank\" rel=\"noopener sponsored\">SoFi Checking and Savings<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16173c1 elementor-widget elementor-widget-text-editor\" data-id=\"16173c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"MuiTypography-root MuiTypography-body1 css-1m8xgil\" aria-label=\"\">Monthly fee<br \/><span style=\"font-size: 16px;\">$0<\/span><\/p><p class=\"MuiTypography-root MuiTypography-body1 css-1m8xgil\" aria-label=\"\">APY<br \/><span style=\"font-size: 16px;\">0.50%<br \/>With $0 min. balance for APY<\/span><\/p><p class=\"MuiTypography-root MuiTypography-body1 css-1m8xgil\" aria-label=\"\">Bonus<br \/><span style=\"font-size: 16px;\">$300 <\/span>Earn up to $300 with direct deposit. Terms apply.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff713be elementor-widget elementor-widget-text-editor\" data-id=\"ff713be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">SoFi&#8217;s Checking and Savings account is a combined account, but the checking and savings balances earn different rates. Whether you meet the savings requirements or not, you\u2019ll earn 0.50% (APY is variable and subject to change) on your checking balance. That\u2019s much higher than the national average of 0.07% for interest checking accounts.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\"><strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">Early paycheck.<\/strong> In addition to a higher APY, customers who set up direct deposit also have the ability to receive their paycheck two days early. There\u2019s no minimum direct deposit requirement to earn either perk, but there is a $1,000 monthly direct deposit requirement to qualify for overdraft coverage.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\"><strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">Wide access to ATMs.<\/strong> SoFi is part of the Allpoint ATM network, so customers can use tens of thousands of nationwide machines for free to withdraw cash.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\"><strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">Costly cash deposit services.<\/strong> If customers want to deposit cash, then they&#8217;ll need to visit a Green Dot retail location, which you can find at places including 7-Eleven, CVS, Rite Aid, Safeway, Walgreens and Walmart. Green Dot charges a fee of up to $4.95 per deposit. Other online checking accounts allow customers to make cash deposits for free at retail locations.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af76c2 elementor-widget elementor-widget-accordion\" data-id=\"6af76c2\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1121\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1121\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">More info from SoFi<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1121\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1121\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">SoFi says: &#8220;We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time.<\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4907e8 elementor-widget elementor-widget-heading\" data-id=\"f4907e8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Customer experience<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a57b6d elementor-widget elementor-widget-text-editor\" data-id=\"6a57b6d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\"><strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">Convenient remote customer service options.<\/strong> SoFi is an online-only bank and financial services company. It offers strong remote customer service options, including extended business hours seven days a week for customer service phone calls, a robust X (Twitter) account to handle customer questions and complaints, a virtual assistant chat feature for customers who are logged in, and a website with an extensive FAQ section. Its mobile app also has strong customer star ratings in the Apple App Store and in the Google Play Store. If you need paper checks, the bank will send them to you for free.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Note that customers can have either an individual account or a jointly owned account, but not both.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Federal insurance for up to $2 million. A unique feature that SoFi offers is the option to have up to $2 million of your account funds federally insured. The standard insurance coverage from the Federal Deposit Insurance Corp. is $250,000 per person, per bank, per category, but SoFi is able to offer FDIC insurance for a much higher amount through its partnership with a network of other banks.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14a7855 elementor-widget elementor-widget-heading\" data-id=\"14a7855\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Overdraft fees<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e762f1b elementor-widget elementor-widget-text-editor\" data-id=\"e762f1b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"MuiBox-root css-acwcvw\"><div class=\"MuiBox-root css-17mzbsv\"><div class=\"MuiStack-root css-6m4grs\"><div id=\"overdraft-fees\" class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\"><strong class=\"MuiTypography-root MuiTypography-body1 css-1c05yls\">No overdraft fees and strong overdraft protection programs.<\/strong> SoFi doesn\u2019t charge overdraft fees. If a customer has direct deposits of $1,000 or more per month, they qualify to opt in to overdraft protection coverage services.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">For overdraft protection, SoFi will transfer funds from a customer\u2019s general savings balance to cover a transaction when their checking balance is low. For overdraft coverage, SoFi will spot a customer up to $50 to cover a debit card transaction.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">For customers who opt out of overdraft protection coverage, SoFi will simply decline any transactions that would result in an overdraft.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d671e4a elementor-widget elementor-widget-accordion\" data-id=\"d671e4a\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2241\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2241\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is SoFi a trustworthy bank?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2241\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2241\"><div class=\"MuiCollapse-root MuiCollapse-vertical MuiCollapse-entered css-1cbf1l2\"><div class=\"MuiCollapse-wrapper MuiCollapse-vertical css-15830to\"><div class=\"MuiCollapse-wrapperInner MuiCollapse-vertical css-9vd5ud\"><div id=\"panel-content-0\" class=\"MuiAccordion-region\" role=\"region\" aria-labelledby=\"panel-header-0\"><div class=\"MuiAccordionDetails-root css-1hewtoo\" data-testid=\"accordion-details\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">As a Federal Deposit Insurance Corp. member, SoFi is a safe place to keep money. A SoFi Checking and Savings account gets the full standard federal insurance of $250,000 per person on the account. SoFi also offers a program that allows account holders to have up to $2 million covered by FDIC insurance.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2242\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2242\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What bank owns SoFi?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2242\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2242\"><div class=\"MuiCollapse-root MuiCollapse-vertical MuiCollapse-entered css-1cbf1l2\"><div class=\"MuiCollapse-wrapper MuiCollapse-vertical css-15830to\"><div class=\"MuiCollapse-wrapperInner MuiCollapse-vertical css-9vd5ud\"><div id=\"panel-content-1\" class=\"MuiAccordion-region\" role=\"region\" aria-labelledby=\"panel-header-1\"><div class=\"MuiAccordionDetails-root css-1hewtoo\" data-testid=\"accordion-details\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">SoFi is a nationally chartered bank that offers SoFi Checking and Savings.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2243\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2243\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Does SoFi use Zelle?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2243\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2243\"><div class=\"MuiCollapse-root MuiCollapse-vertical MuiCollapse-entered css-1cbf1l2\"><div class=\"MuiCollapse-wrapper MuiCollapse-vertical css-15830to\"><div class=\"MuiCollapse-wrapperInner MuiCollapse-vertical css-9vd5ud\"><div id=\"panel-content-2\" class=\"MuiAccordion-region\" role=\"region\" aria-labelledby=\"panel-header-2\"><div class=\"MuiAccordionDetails-root css-1hewtoo\" data-testid=\"accordion-details\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Yes. SoFi is now on the list of banks that use Zelle as a way to send and receive money to and from people you know.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2244\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2244\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How do you get the SoFi bonus?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2244\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2244\"><div class=\"MuiCollapse-root MuiCollapse-vertical MuiCollapse-entered css-1cbf1l2\"><div class=\"MuiCollapse-wrapper MuiCollapse-vertical css-15830to\"><div class=\"MuiCollapse-wrapperInner MuiCollapse-vertical css-9vd5ud\"><div id=\"panel-content-3\" class=\"MuiAccordion-region\" role=\"region\" aria-labelledby=\"panel-header-3\"><div class=\"MuiAccordionDetails-root css-1hewtoo\" data-testid=\"accordion-details\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">SoFi offers new SoFi Checking and Savings customers a sign-up bonus of up to $300 depending on their direct deposit amount. Get details and compare with other offers in our roundup of the best bank promotions.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2245\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2245\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Does SoFi offer savings accounts?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2245\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2245\"><div class=\"MuiCollapse-root MuiCollapse-vertical MuiCollapse-entered css-1cbf1l2\"><div class=\"MuiCollapse-wrapper MuiCollapse-vertical css-15830to\"><div class=\"MuiCollapse-wrapperInner MuiCollapse-vertical css-9vd5ud\"><div id=\"panel-content-4\" class=\"MuiAccordion-region\" role=\"region\" aria-labelledby=\"panel-header-4\"><div class=\"MuiAccordionDetails-root css-1hewtoo\" data-testid=\"accordion-details\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">SoFi offers SoFi Checking and Savings, which is a combination checking and high-yield savings account.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2246\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2246\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How do you earn the highest SoFi APY?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2246\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2246\"><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-md-8 css-1q5bpz8\"><section class=\"MuiBox-root css-0\" data-testid=\"faqs-section\"><div class=\"MuiCollapse-root MuiCollapse-vertical MuiCollapse-entered css-1cbf1l2\"><div class=\"MuiCollapse-wrapper MuiCollapse-vertical css-15830to\"><div class=\"MuiCollapse-wrapperInner MuiCollapse-vertical css-9vd5ud\"><div id=\"panel-content-5\" class=\"MuiAccordion-region\" role=\"region\" aria-labelledby=\"panel-header-5\"><div class=\"MuiAccordionDetails-root css-1hewtoo\" data-testid=\"accordion-details\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">You\u2019ll need to either enroll in SoFi Plus and set up direct deposit, have at least $5,000 in qualifying deposits every 30 days into your account, or pay a $10 SoFi Plus subscription fee every 30 days. Qualifying deposits include cash and check deposits, ACH transfers and peer-to-peer transfers such as those made via PayPal or Venmo.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><ul class=\"MuiBox-root css-1ynwxft\"><li class=\"MuiPaper-root MuiPaper-elevation MuiPaper-elevation0 MuiAccordion-root css-1o0he3\" data-testid=\"accordion-wrapper\"><span class=\"MuiAccordion-heading css-wnfue5\"><button id=\"panel-header-6\" class=\"MuiButtonBase-root MuiAccordionSummary-root css-fgtxy1\" tabindex=\"0\" type=\"button\" aria-expanded=\"false\" data-testid=\"accordion-summary\" aria-controls=\"panel-content-6\"><span class=\"MuiAccordionSummary-content css-vuxf0f\"><span class=\"MuiTypography-root MuiTypography-smallHeadline css-1qpby0h\"><span class=\"MuiTypography-root MuiTypography-textBold css-16fwf0r\">What happened to SoFi Money?<\/span><\/span><\/span><\/button><\/span><br \/><div class=\"MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-abqyn\"><div class=\"MuiCollapse-wrapper MuiCollapse-vertical css-15830to\"><div class=\"MuiCollapse-wrapperInner MuiCollapse-vertical css-9vd5ud\"><div id=\"panel-content-6\" class=\"MuiAccordion-region\" role=\"region\" aria-labelledby=\"panel-header-6\"><div class=\"MuiAccordionDetails-root css-1hewtoo\" data-testid=\"accordion-details\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">\u00a0<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/li><\/ul><\/section><\/div><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-md-8 css-1q5bpz8\"><div id=\"about-the-authors\" class=\"MuiBox-root css-wtlo2z\">\u00a0<\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2247\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2247\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What happened to SoFi Money?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2247\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2247\"><div class=\"MuiCollapse-root MuiCollapse-vertical MuiCollapse-entered css-1cbf1l2\"><div class=\"MuiCollapse-wrapper MuiCollapse-vertical css-15830to\"><div class=\"MuiCollapse-wrapperInner MuiCollapse-vertical css-9vd5ud\"><div id=\"panel-content-6\" class=\"MuiAccordion-region\" role=\"region\" aria-labelledby=\"panel-header-6\"><div class=\"MuiAccordionDetails-root css-1hewtoo\" data-testid=\"accordion-details\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-0\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Previously, a product called SoFi Money was offered, but new SoFi Money accounts are no longer offered, and those accounts do not earn interest. An existing SoFi Money account can be converted to the interest-bearing SoFi Checking and Savings account.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e634eb elementor-widget elementor-widget-text-editor\" data-id=\"8e634eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"MuiGrid2-root MuiGrid2-container MuiGrid2-direction-xs-row css-1spbzpk\"><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-sm-9 css-1dvbdu3\"><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-md-12 css-hox1ep\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-acwcvw\">\u00a0<\/div><\/div><\/div><\/div><\/div><div class=\"MuiBox-root css-14hhxaj\"><div class=\"MuiGrid2-root MuiGrid2-container MuiGrid2-direction-xs-row MuiGrid2-spacing-xs-5 css-156j1jq\"><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-md-8 css-1q5bpz8\"><div id=\"about-the-authors\" class=\"MuiBox-root css-wtlo2z\"><aside class=\"MuiBox-root css-1td66kq\" data-testid=\"below-sections-authors\"><h3 id=\"about-the-authors\" class=\"MuiTypography-root MuiTypography-textLargeBold css-185cb21\">About the\u00a0author<\/h3><hr class=\"MuiDivider-root MuiDivider-fullWidth css-9k49o2\" \/><div class=\"MuiStack-root css-196hem\"><div class=\"MuiBox-root css-0\"><div class=\"MuiStack-root css-x1a3p6\" data-testid=\"author-row\"><div class=\"MuiStack-root css-j7qwjs\"><div class=\"MuiStack-root css-1xqxjhj\"><div class=\"MuiStack-root css-1t1n6v2\">\u00a0<\/div><\/div><\/div><\/div><\/div><\/div><\/aside><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc832eb elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"bc832eb\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"70\" height=\"70\" src=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/Chanelle-Bessette-70x70-1.jpeg\" class=\"attachment-full size-full wp-image-2536\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"> Chanelle Bessette<\/h3><p class=\"elementor-image-box-description\">Chanelle Bessette is a personal finance writer at NerdWallet covering banking.<br> She specializes in checking and cash management accounts.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1cdb5 elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7c1cdb5\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:cbessette@nerdwallet.com\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Email <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/authwall?trk=bf&#038;trkInfo=AQGaCLHsIAOcNAAAAZTyJ5lIcDNdahnRMDws2PnkyXtlflqjd4eiVb3QTTJKbTtpID4mTxJSghMqdmnxcRgnTyU-NTUF17651bhiasYa9ZkrD9XVWuU3XoUzC0F0h_Z0Rqv6OyU=&#038;original_referer=&#038;sessionRedirect=https%3A%2F%2Fwww.linkedin.com%2Fin%2Fchanellebessette%2F\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin-in\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">LinkedIn<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SoFi SoFi Review 2025: Checking and Savings The SoFi\u00ae combination checking and savings account features a high APY, no monthly [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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