{"id":2631,"date":"2025-02-11T21:28:42","date_gmt":"2025-02-11T21:28:42","guid":{"rendered":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/?page_id=2631"},"modified":"2025-02-11T21:34:20","modified_gmt":"2025-02-11T21:34:20","slug":"poppy-bank","status":"publish","type":"page","link":"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/poppy-bank\/","title":{"rendered":"Poppy Bank"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2631\" class=\"elementor elementor-2631\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98d0980 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"98d0980\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c223580\" data-id=\"c223580\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b3a8fbd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b3a8fbd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1a1344d\" data-id=\"1a1344d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d26fd8 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6d26fd8\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Poppy Bank<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c7d62a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c7d62a8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-402b5ed\" data-id=\"402b5ed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33f7876 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"33f7876\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Poppy Bank Review: Savings<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2a3358 elementor-widget elementor-widget-text-editor\" data-id=\"b2a3358\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Poppy Bank\u2019s online savings account earns a high savings rate on balances of at least $1,000.<\/p><div class=\"MuiBox-root css-1jkwxs2\" data-testid=\"editorial-standards\">\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edd7ead elementor-widget elementor-widget-text-editor\" data-id=\"edd7ead\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4cbaf5a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4cbaf5a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-caba0de\" data-id=\"caba0de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a580924 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a580924\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-10c604f\" data-id=\"10c604f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed55ceb elementor-widget__width-auto elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"ed55ceb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.banking.barclaysus.com\/tiered-savings.html?cjdata=MXxOfDB8WXww&#038;AID=15148964&#038;PID=3842381&#038;SID=049dd2da075842fe9c0e7049e552c1e8&#038;cjevent=991e5fd9e7e311ef809f769f0a18ba72&#038;refid=CJNNWRTTIER\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"529\" height=\"66\" src=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/poppy-bank-logo.png\" class=\"attachment-full size-full wp-image-2633\" alt=\"\" srcset=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/poppy-bank-logo.png 529w, https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/poppy-bank-logo-300x37.png 300w\" sizes=\"(max-width: 529px) 100vw, 529px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f6e5a07\" data-id=\"f6e5a07\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d07756f elementor-widget elementor-widget-text-editor\" data-id=\"d07756f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span class=\"MuiTypography-root MuiTypography-smallHeadline css-1qpby0h\">The bottom line:<\/span><\/strong><\/p><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Poppy Bank offers an online savings account that earns an annual percentage yield of 4.50%, one of the highest APYs around. But you will need a balance of at least $1,000 to earn the high rate. The bank states that the rate is \u201cguaranteed\u201d for 90 days after the account is opened. After that period, the rate could change at any time.<\/p><\/div><div class=\"MuiBox-root css-acwcvw\"><p class=\"MuiTypography-root MuiTypography-body1 css-1n1y3zj\">Poppy Bank is a small California-based bank, but its online savings account is open to those who reside anywhere in the United States. You can fund the account via electronic funds transfer, or, if you happen to be near a bank branch, you can make a deposit there. Branches are located in the San Francisco, Sacramento and Southern California areas. While you can make unlimited deposits, there is a limit of six withdrawals per month. If you exceed that cap, there is a $5 excess withdrawal fee per transaction.<\/p><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-sm-6 css-1w6dufj\"><p><span class=\"MuiTypography-root MuiTypography-smallHeadline css-1qpby0h\">Pros<\/span><\/p><ul class=\"MuiList-root MuiList-padding css-yrkwzc\"><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">No monthly fees on savings.<\/li><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">Competitive rate on savings accounts.<\/li><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">Large, free, nationwide ATM network.<\/li><\/ul><\/div><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-sm-6 css-1w6dufj\"><p><span class=\"MuiTypography-root MuiTypography-smallHeadline css-1qpby0h\">Cons<\/span><\/p><ul class=\"MuiList-root MuiList-padding css-yrkwzc\"><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">Excess withdrawal fee.<\/li><li class=\"MuiListItem-root MuiListItem-gutters MuiListItem-padding css-1wlze6g\">Minimum deposit requirement must be met to earn the strong savings rate.<\/li><\/ul><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-01abb06 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01abb06\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5958f77\" data-id=\"5958f77\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97858d elementor-widget elementor-widget-text-editor\" data-id=\"f97858d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"MuiGrid2-root MuiGrid2-container MuiGrid2-direction-xs-row css-1spbzpk\"><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-sm-9 css-1dvbdu3\"><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-md-12 css-hox1ep\"><div class=\"MuiBox-root css-0\"><div class=\"MuiBox-root css-acwcvw\">\u00a0<\/div><\/div><\/div><\/div><\/div><div class=\"MuiBox-root css-14hhxaj\"><div class=\"MuiGrid2-root MuiGrid2-container MuiGrid2-direction-xs-row MuiGrid2-spacing-xs-5 css-156j1jq\"><div class=\"MuiGrid2-root MuiGrid2-direction-xs-row MuiGrid2-grid-xs-12 MuiGrid2-grid-md-8 css-1q5bpz8\"><div id=\"about-the-authors\" class=\"MuiBox-root css-wtlo2z\"><aside class=\"MuiBox-root css-1td66kq\" data-testid=\"below-sections-authors\"><h3 id=\"about-the-authors\" class=\"MuiTypography-root MuiTypography-textLargeBold css-185cb21\">About the\u00a0author<\/h3><hr class=\"MuiDivider-root MuiDivider-fullWidth css-9k49o2\" \/><div class=\"MuiStack-root css-196hem\"><div class=\"MuiBox-root css-0\"><div class=\"MuiStack-root css-x1a3p6\" data-testid=\"author-row\"><div class=\"MuiStack-root css-j7qwjs\"><div class=\"MuiStack-root css-1xqxjhj\"><div class=\"MuiStack-root css-1t1n6v2\">\u00a0<\/div><\/div><\/div><\/div><\/div><\/div><\/aside><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afd6a41 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"afd6a41\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"70\" height=\"70\" src=\"https:\/\/test5.samplewebsitelink.com\/onboardmoney\/wp-content\/uploads\/2025\/02\/mburnette-user-avatar-70x70-1.jpg\" class=\"attachment-full size-full wp-image-2582\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Margarette Burnette<\/h3><p class=\"elementor-image-box-description\">Margarette Burnette is a NerdWallet authority on savings. Her work has been featured<br> in USA Today and The Associated Press.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a571a6a elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a571a6a\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/twitter.com\/Margarette\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-x-twitter\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Twitter<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:mburnette@nerdwallet.com\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Email <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Poppy Bank Poppy Bank Review: Savings Poppy Bank\u2019s online savings account earns a high savings rate on balances of at [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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