Auto Loans
Best Auto Loan Rates & Financing in 2025: Compare Lenders
When you buy a new or used car, you shop to find the vehicle make, model and color that you want — and you’ll want to do the same for an auto loan. While the dealership is likely to offer you financing, you may be able to find a better interest rate and lower fees elsewhere.
Light Stream – New car purchase loan
Est. APR
7.74-15.69%
Loan amount
$5,000-$100,000
Min. credit score
660
Consumers Credit Union – New car purchase loan
Est. APR
5.74-17.54%
Loan amount
No min.-$100,000
Min. credit score
600
Alliant Credit Union – New car purchase loan
Est. APR
5.24-23.25%
Loan amount
No min.-No max.
Min. credit score
Did not disclose
Used car direct lenders
Light Stream – Used car purchase loan
Est. APR
7.74-15.69%
Loan amount
$5,000-$100,000
Min. credit score
660
Consumers Credit Union – Used car purchase loan
Est. APR
6.43-18.54%
Loan amount
No min.-$100,000
Min. credit score
600
Alliant Credit Union – Used car purchase loan
Est. APR
5.86-26.25%
Loan amount
No min.-No max.
Min. credit score
Did not disclose
Carvana – Used car purchase loan
Est. APR
7.95-27.95%
Loan amount
$1,000-$125,000
Min. credit score
None