Santander Bank
Santander Bank Review 2025: Checking, Savings and CDs
Santander Bank offers options for checking, savings and CDs.
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The bottom line:
Santander Bank has thousands of ATMs and hundreds of branches mostly across the Northeast. It charges monthly fees for its checking accounts, but those fees are easy to waive. Customers who do not live within the traditional Santander footprint can open an online savings account that pays a strong rate and has no monthly fee.
Best for: Those who want ATM and branch access in the Northeast, or those who do not live in areas the bank traditionally serves and are looking for a high-yield online savings account.
- Competitive rates on online savings accounts.
- Overdraft buffer.
- Solid regional branch network.
- Monthly fees on checking accounts (though they are avoidable).
- Online savings accounts are not available in some states.
How does Barclays compare?
APY
4.75%
With $500 min. balance for APY
Bonus
N/A
APY
3.80%
With $0 min. balance for APY
Bonus
$300
Earn up to $300 with direct deposit. Terms apply.
Margarette Burnette
Margarette Burnette is a NerdWallet authority on savings. Her work has been featured
in USA Today and The Associated Press